Fastest Business Loans for Startups and New Businesses in India

Options that actually work

1. Revenue-based financing
2. POS-based loans
3. E-commerce seller loans
4. Founder credit score–based loans

What won’t work

• PSU banks
• Zero-revenue ideas
• Grant dependency

Minimum viable criteria

• 3–6 months revenue
• Active current account
• Stable cash inflow

Reality:
No lender funds ideas. They fund cash flow.